Consider the Following?

Help your family pay the mortgage in the event of your death. The death benefit remains level for the entire term. In the event of your death, the benefit is paid directly to your beneficiaries who can use the money to help pay off the mortgage or for any other financial needs.

Hopefully, you will outlive your mortgage in good health. With our Cash Back Option Universal Life products you have the benefit of life insurance protection while you need it, and the option to receive money back when you may not need the coverage.

Help your family protect your mortgage payment in the event of your death. With our decreasing term life products, the death benefit is paid to your beneficiary in monthly income payments which may cover all or a portion of your mortgage payment. It can also provide an income to help take care of other financial obligations that your family may incur when you are gone.

For the cost of a term product, you can have coverage now and in the future. You can have the benefit of coverage now, and at the end of the initial level death benefit period, the life insurance death benefit will decrease to an amount equal to 10% or 25% of the initial death benefit.

Accidents, or unintentional injuries, are the 4th leading cause of death in the U.S. overall, and the leading cause of death through age 44.1 This valuable coverage provides affordable coverage in case of death due to an accident. You pick the amount of coverage that fits your needs and your budget.

If you are diagnosed with a critical, chronic, or terminal illness, Living Benefit Riders may give you access to an early (accelerated) payout of the policy death benefits. The best thing is, these Living Benefits are included at no additional cost on some products. Having access to this money could make an important difference in the quality of your life and the lives of your loved ones.